Public business tie-up-type funds

Last update date May 1, 2024

Financing terms and conditions
required documents
Flow until receiving loans
Loan consultation and application (financial institutions)
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Financing terms and conditions

Public business tie-up type
Financing terms and conditions
Financing target	Those who fall under any of the following [Declaration of Partnership Building] Those who declare and disclose it Those who have received the grant decision of Yokohama City [Small and Medium Enterprise New Technology / New Product Development Promotion Subsidy] Those who have been certified as Yokohama City [Sales Channel Development Support Project] (public property) Those who have received the Yokohama Corporate Management Support Foundation's [Overseas Development Grant] (public property) Those who have been selected as support for the Yokohama Corporate Management Support Foundation's [Overseas Market Development Consulting Business] (public property) Those who have received a decision to issue the Yokohama Corporate Management Support Foundation's [Exhibition Grant for Exhibit in Japan] Those who are currently living in the Yokohama City Industry-Academia Collaborative Research Center, Yokohama New Technology Creation Center, Yokohama Kanazawa High-Tech Center Technocore, or Yokohama Bio Sangyo Center, or those who have decided to move in. (public property) Those who have received a decision to grant the [Yokohama Trial Grant] of the Kihara Memorial Yokohama Life Science Foundation Person who received grant decision of Yokohama-shi [startup location promotion subsidy] Person who received grant decision of Yokohama-shi [next-generation priority, growth field location promotion subsidy]
Use of funds	Eligible recipients 2, 3: Working capital and equipment funds required for the implementation of the project that has been granted or approved Eligible recipients 4, 5: Working capital and capital funds required for the implementation of new overseas expansion (*) Other financing target: Working capital and equipment funds ※　Exports of products and services, establishment of overseas production, sales and research bases, and business alliances and outsourcing with overseas companies.
Loan amount	Within 280 million yen (within 480 million yen for union)
Interest rate (annual interest rate)	Fixed interest rate Within 0.9% within 1 year 1 year to 3 years or less within 1.2% More than 3 years to less than 1.4% Up to 10 years or less within 1.6% 10 to 15 years or less within 1.8%
Financing period	Working capital within 10 years Capital capital (Including 12 months of deferred work)
Collateral	Collateral as necessary
Guarantee fee rate	0.35％～1.80％ (0.1% subsidy up to 50 million yen in loan amount)

required documents

Credit Guarantee Contract Application Form (Form prescribed by Yokohama City Credit Guarantee Association)
private seal certificate (* 2 and 3) of the applicant (individual / corporate) and joint guarantor (* 1)
Tax payment certificate (* 2) or copy of receipt (Yokohama municipal tax with delivery date)
Copy of financial statements (final income tax return) (in principle, for the last two years)
A corporation obtained through a certificate of all history items (commercial register copy) or a registration information provision service (* 2, 3)
In the case of a licensing business, a copy of the license certificate
Capital funds are copies of quotes, layouts, catalogs, etc.

※1 When a joint guarantor is required
※2 Certificates must be up to 3 months
　　　You can apply for a tax payment certificate online.
※3 Copy is acceptable when applying for the Yokohama City Credit Guarantee Association

In addition to 1-7, documents required for each loan condition
Financing target	required documents	Contact information
Eligible recipients 1	"Partnership Building Declaration" portal site screen, etc., which allows you to confirm that it is currently open to the public and the name of the company (copy)	ー
Loan recipients 2 and 3	Notification of grant decision (copy), etc. ※Within three years including the year to which the month of grant decision belongs	Yokohama City Economic Affairs Bureau Manufacturing Support Section TEL 045-671-2567
Eligible recipients 4 to 6	Notification of grant decision (copy), etc. ※Within three years including the year to which the month of grant decision belongs	(public property) Yokohama Corporate Management Support Foundation TEL 045-225-3730
Eligible recipients 7	Documents pertaining to the move-in approval (copy) or documents that indicate that you are moving in (copy)	Please contact the relevant facility.
Loan recipients 8 and 9	Notification of grant decision (copy), etc. ※Within three years including the year to which the month of grant decision belongs	Yokohama Economic Affairs Bureau Innovation Promotion Section TEL 045-671-4600
Loan recipients 10	Notification of grant decision (copy), etc. ※Within three years including the year to which the month of grant decision belongs	Yokohama, Economic Affairs Bureau Corporate Investment Promotion Division TEL 045-671-2594

Flow until receiving loans

①Small and medium-sized enterprises consult and apply for loans to the nearest financial institution.
②After reviewing the loan, the financial institution requests a guarantee from the Yokohama City Credit Guarantee Association.
③The Yokohama City Credit Guarantee Association will determine the guarantee after examination of the guarantee.
④Financial institutions provide loans.

※In using the Yokohama Small and Medium Enterprise Loan System, there is a screening by financial institutions and the Yokohama City Credit Guarantee Association.
In addition, the contents of each fund are intended to provide an overview, and do not guarantee that any loan will be executed or guaranteed consent.

Consultation and application for financing (financial institutions: in Japanese alphabetical order)

List of Financial Institutions
List of Financial Institutions
Shinkin Bank	Kanagawa, Kawasaki, Sawayaka, Shiba, Shonan, Jonan, Setagaya, Yokohama
Banking Corporation	Awa, Kanagawa, Kiraboshi, Gunma, Shizuoka, Shizuoka Chuo, Suruga, Daiko, Daishi Hokuriku East Japan, Hokuriku, Mizuho, Sumitomo Mitsui, Mitsubishi UFJ, Yamanashi Chuo, Yokohama, Resona
Government-affiliated financial institutions	Shoko Chukin Bank