SDGs Yokohama Fund

Last Updated November 1, 2024

Loan conditions
required documents
Flow until receiving a loan
Loan consultation / application (handling financial institution)
Related Pages

Loan conditions

Those who work on the introduction of equipment such as digitalization
Eligible loans	Those who fall under any of the following Those who work to improve productivity with the cooperation of support organizations such as management innovation certified by the Small and Medium Enterprise Agency Those who receive proposals for digitization by the Yokohama Credit Guarantee Association and work on equipment introduction, etc. (Public Goods) Those who receive support from the Yokohama Corporate Management Support Foundation's "Small and Medium Enterprise Digitalization Consultation Project" and work on digitalization such as the introduction of IoT Those who have declared two stars in the "SECURITY ACTION" of the Information Processing Agency (IPA) Those who work on the introduction of advanced equipment, etc. in accordance with the introduction plan for advanced equipment certified by Yokohama City
Use of funds	Working capital and capital funds
Amount of loans	Up to 280 million yen (within 480 million yen for unions)
Interest rate (annual interest rate)	Fixed interest rate Within 1 year 0.9% Within 1.2% over 1 year and 3 years Over 3 years and within 5 years 1.4% More than 5 years and less than 1.6% within 10 years More than 10 years and less than 1.8% within 15 years Over 15 years and within 20 years 2.0%
Loan period	Eligible loans 1-4: Working capital within 7 years, capital funds within 20 years (including within 12 months of deferment) Eligible loans 5: Working capital within 7 years, capital funds within 15 years (including within 12 months of deferment)
Collateral	Secure as necessary
Guarantee rate	Before grant: 0.45％～1.90％ After the grant: 0.20 to 1.65% (0.25% grant) (Up to 50 million yen loan amount)
required documents	Please see the bottom page.

Those who have received certification for sustainable growth, such as Y-SDGS, etc.
Eligible loans	Those who fall under any of the following [Y-SDGs] Yokohama SDGs Certification System Those who have received standard, higher, or higher-level certification. [Yokohama-style regional contribution companies] Those who have been certified. [Yokohama Intellectual Property Mirai Company] Those who have been certified. [Yokohama Grand Slam Company Award] Those who have received it
Use of funds	Working capital and capital funds
Amount of loans	Up to 280 million yen (within 480 million yen for unions)
Interest rate (annual interest rate)	Fixed interest rate Within 1 year 0.9% Within 1.2% over 1 year and 3 years Over 3 years and within 5 years 1.4% More than 5 years and less than 1.6% within 10 years More than 10 years and less than 1.8% within 15 years Over 15 years and within 20 years 2.0%
Loan period	Working capital within 7 years Capital funds within 20 years (Including up to 12 months of deferment)
Collateral	Secure as necessary
Guarantee rate	<before grant> 0.45～1.90％ <After Grant> Eligible loans 1-3: 0.20 to 1.65% (0.25% grant) Eligible loans 4: Zero business burden (full subsidy) (Up to 50 million yen loan amount)
required documents	Please see the bottom page.

Those who work on securing human resources or improving the working environment
Eligible loans	Those who fall under any of the following Those who make capital investment to improve the working environment of employees (limited to city facilities) [Yokohama Good Balance Company (formerly Yokohama Good Balance Award)] Those who have been certified. [Yokohama Health Management Certification] Those who are certified by Class AA or Class AAA. Those who have formulated a general employer action plan based on the Act on the Promotion of Women's Participation and have notified the government Those who have been employed by a woman over the age of 30 who is a Yokohama citizen within one year Those who are within one year after receiving the first payment decision of the “Specific Job Seeker Employment Development Subsidy (Job Ice Age Generation Stable Employment Realization Course)”
Use of funds	Eligible loans 1: City capital funds (including accompanying working capital) necessary for implementing plans related to improving the working environment Eligible loans 2-6: Working capital and capital funds
Amount of loans	Up to 280 million yen (within 480 million yen for unions)
Interest rate (annual interest rate)	Fixed interest rate Within 1 year 0.9% Within 1.2% over 1 year and 3 years Over 3 years and within 5 years 1.4% More than 5 years and less than 1.6% within 10 years More than 10 years and less than 1.8% within 15 years Over 15 years and within 20 years 2.0%
Loan period	Eligible loans 1: Capital funds within 20 years (including within 12 months of deferment) Eligible loans 2-6: Working capital within 7 years Capital funds within 20 years (including within 12 months of deferment)
Collateral	Secure as necessary
Guarantee rate	Before grant: 0.45～1.90％ After the grant: 0.20 to 1.65% (0.25% grant) (Up to 50 million yen loan amount)
required documents	Please see the bottom page.

required documents

Credit Guarantee Consignment Application Form (Yokohama Credit Guarantee Association prescribed style)
private seal Certificate (*2,3) of the applicant (individual/corporate) and joint guarantor (*1)
Copy of tax payment certificate (* 2) or receipt (Yokohama municipal tax with delivery date)
Copy of financial statements (final tax return) (in principle, for the last two periods)
A corporation has obtained a certificate of all history items (certified copy of the commercial register) or a registration information service (* 2, 3)
In the case of a license business, a copy of the license certificate
Capital funds are copies of quotations, layouts, catalogs, etc.

※1 When a joint guarantor is required
※2 Certificates must be up to date within 3 months
　　　You can apply for a tax payment certificate online
※3 Copy is acceptable when applying for the Yokohama Credit Guarantee Association

In addition to items 1 to 7, necessary documents for each loan condition

Those who work on the introduction of equipment such as digitalization
Eligible loans	required documents	Contact information
Eligible loans 1	Business plan (optional style) Include the following: (1) Overview of initiatives such as introduction of equipment (2) Overview of the Fund Plan (3) Profit forecast after installation of equipment (4) Name of certified management innovation support organization with cooperation Web page screens (copying) that can be confirmed by certified management innovation support organizations, etc. Target institutions: Certified management innovation support organization (outside site)	ー
Eligible loans 3	Business plan (optional style) The contents of the business plan should include the contents of initiatives such as the introduction of equipment and the effects that contribute to digitalization. SDGs Yokohama Fund (Small and Medium Enterprise Digitalization Consultation Business) Support Confirmation Application and Support Confirmation Form (Form 5 (word: 43KB), Form 5 (PDF: 200KB)) Submit both the business plan to the Yokohama Corporate Management Support Foundation in advance and receive a support confirmation. The loan application period is within three years, including the year in which the support confirmation was issued. Target business: Small and medium-sized enterprise digitalization consultation business (outside site)	(Public Goods) Yokohama Corporate Management Support Foundation TEL 045-225-3733
Eligible loans 4	Copy of "[SECURITY ACTION] Notice of Acceptance of Application" (e-mail indicating that the procedure for using the logo mark (two-star) has been completed) Items within three years including the year in which the procedure was completed Published Basic Policy on Information Security (copy)	IPA “SECURITY ACTION” page (external site)
Eligible loans 5	Certificate (copy) pertaining to the introduction plan for certified advanced equipment Those within three years, including the year to which the certified month belongs. Introduction plan for certified advanced equipment (copy) Target business: Advanced equipment introduction plan	Economic Affairs Bureau Manufacturing Support Division, Yokohama City TEL 045-671-3490

Those who have received certification for sustainable growth, such as Y-SDGs, etc.
Eligible loans	required documents	Contact information
Eligible loans 1	A document that shows that you are a certified company, such as a Y-SDGs certification notice (copy) or a web page screen (copy). ※　Those with a specified certification period are those during the certification period Target business: Yokohama City SDGs Certification System “Y-SDGs”	Yokohama City Decarbonization / GREEN x EXPO Promotion Bureau SDGs Future City Promotion Section TEL 045-671-4371
Eligible loans 2	Documents that show that you are a certified company, such as a certificate (copy) or a web page screen (copy) ※　Those with a certification period are those during the certification period. Target business: Yokohama-style regional contribution companies (outside site)	(Public Goods) Yokohama Corporate Management Support Foundation TEL 045-225-3714
Eligible loans 3	Documents that show that you are a certified company, such as a certificate (copy) or a web page screen (copy) ※　Those with a certification period are those during the certification period. Target business: Yokohama Intellectual Property Mirai Company Support Project (outside site)	(Public Goods) Yokohama Corporate Management Support Foundation TEL 045-225-3733
Eligible loans 4	Documents that show that you are a Yokohama Grand Slam company, such as a Yokohama Grand Slam Company Certificate (copy) or a web page screen (copy) ※　Those within three years, including the year to which the award was received. Target business: Yokohama Grand Slam Company Award	Economic Affairs Bureau Small and Medium Enterprise Promotion Division, Yokohama City TEL 045-671-4236

Those who work on securing human resources or improving the working environment
Eligible loans	required documents	Contact information
Eligible loans 1	Capital investment plan (optional format) ※　The contents of the capital investment plan should include the contents of capital investment and the effects that contribute to improving the working environment.	－
Eligible loans 2	Documents that show that you are a Yokohama Good Balance Company, such as a certificate (copy) or a web page screen (copy) ※　Those with a certification period are those during the certification period. Target business: Yokohama Good Balance Company Certification (formerly Yokohama Good Balance Award)	Yokohama City Policy Management Bureau Gender Equality Promotion Section TEL 045-671-2017
Eligible loans 3	Documents that show that the business is certified, such as the Yokohama Health Management Certification Certification Notice (copy) or web page screen (copy) ※　Those with a specified certification period are those during the certification period. Target business: Yokohama Health Management Certification	City of Yokohama, Health and Social Welfare Bureau Health Promotion Division TEL 045-671-2454
Eligible loans 4	registration form (copy) stamped with the receipt of the Ministry of Health, Labour and Welfare ※　Items within three years including the year to which the received month belongs	Ministry of Health, Labour and Welfare “Special Feature Page for the Promotion of Women’s Participation” (outside site)
Eligible loans 5	employee health insurance Employees' Pension Insurance Qualification Confirmation Notice for Employees Notice of Confirmation of employment insurance Insured Person Qualification of Employees (copy) ※　From the viewpoint of personal information protection, the parts other than the parts required for confirmation of the target are blacked. ※　Confirm on either of the most recent qualification date.	ー
Eligible loans 6	SDGs Yokohama Fund (Specific Job Employment Development Subsidy (Job Employment Ice Age Generation)) Qualification Declaration Form (Form 6 (Word: 44KB), Form 6 (PDF: 205KB)) Specified job seeker employment development subsidy (employment ice age generation stable employment realization course) 1st payment decision notice (copy) (*) ※　From the viewpoint of personal information protection, the parts other than the parts required for confirmation of the target are blacked.	Ministry of Health, Labour and Welfare “Subsidies for Employment Development of Specified Job Seekers (Employment Ice Age Generation)” page (outside site)

Flow until receiving a loan

Small and medium-sized enterprises consult and apply for loans to the nearest financial institution that has business or has business.
After reviewing the loan, the financial institution requests a guarantee from the Yokohama Credit Guarantee Association.
The Yokohama Credit Guarantee Association determines the guarantee after examining the guarantee.
Financial institutions provide loans.

※In using the Yokohama City Small and Medium Enterprise Loan System, there is a review by financial institutions and the Yokohama City Credit Guarantee Association.
In addition, the contents of each fund are intended to provide an overview and do not guarantee any loan execution or warranty agreement.

Consultation and application for loan (handling financial institutions: alphabetical order)

List of financial institutions handled
Shinkin Bank	Kanagawa, Kawasaki, Sawayaka, Shiba, Shonan, Jonan, Setagaya, Yokohama
Bank	Awa, Kanagawa, Kiraboshi, Gunma, Shizuoka, Shizuoka Chuo, Suruga, Daiko, Daishi Hokuetsu East Japan, Hokuriku, Mizuho, Sumitomo Mitsui, Mitsubishi UFJ, Yamanashi Chuo, Yokohama, Resona
Government-affiliated financial institutions	Commerce and Industry Association Central Bank

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