SDGs Yokohama Fund

Last update date May 1, 2024

Financing terms and conditions
required documents
Flow until receiving loans
Loan consultation and application (financial institutions)
Related page

Financing terms and conditions

Those who work on the introduction of equipment such as digitalization
Financing target	Those who fall under any of the following Those who work to improve productivity with the cooperation of a management innovation support organization certified by the Small and Medium Enterprise Agency Those who receive proposals for digitalization by the Yokohama City Credit Guarantee Association and work on equipment introduction. (public property) Those who are working on digitalization such as IoT introduction, with support from the Yokohama Corporate Management Support Foundation's "Digitalization Consultation Project" Those who declared two stars at "SECURITY ACTION" of the Information Processing Agency (IPA). Those who work on the introduction of advanced equipment, etc. in accordance with the introduction plan for advanced equipment certified by Yokohama City
Use of funds	Working capital and equipment funds
Loan amount	Within 280 million yen (within 480 million yen for union)
Interest rate (annual interest rate)	Fixed interest rate Within 0.9% within 1 year 1 year to 3 years or less within 1.2% More than 3 years to less than 1.4% Up to 10 years or less within 1.6% 10 to 15 years or less within 1.8% 15 to 20 years or less within 2.0%
Financing period	Eligible recipients 1 to 4: Working capital less than 7 years, capital funds within 20 years (including 12 months of deferment) Eligible recipients 5: Working capital less than 7 years, capital funds within 15 years (including 12 months of deferment)
Collateral	Collateral as necessary
Guarantee fee rate	0.20 to 1.65% (0.25% subsidy) (Subsidies are limited to 50 million yen in loans.)
required documents	Please see the bottom page.

Those who have been certified for sustainable growth, such as Y-SDGS
Financing target	Those who fall under any of the following 【Y-SDGs certification system “Y-SDGs”】 Those who have obtained the standard, top, or highest level certification [Yokohama-style community contribution company] Those who have been certified as [Yokohama Intellectual Property Mirai Company] Those who have been certified as [Yokohama Grand Slam Company Award] Those who have received
Use of funds	Working capital and equipment funds
Loan amount	Within 280 million yen (within 480 million yen for union)
Interest rate (annual interest rate)	Fixed interest rate Within 0.9% within 1 year 1 year to 3 years or less within 1.2% More than 3 years to less than 1.4% Up to 10 years or less within 1.6% 10 to 15 years or less within 1.8% 15 to 20 years or less within 2.0%
Financing period	Working capital within 7 years Capital Funds (Including 12 months of deferred work)
Collateral	Collateral as necessary
Guarantee fee rate	Loans 1 to 3: 0.20 to 1.65% (0.25% subsidy) Eligible recipients 4: Zero business burden (full subsidy) (Subsidies are limited to 50 million yen in loans.)
required documents	Please see the bottom page.

Those who work to secure human resources and improve the working environment
Financing target	Those who fall under any of the following Those who make capital investments to improve the working environment of employees (limited to city facilities) [Yokohama Good Balance Company (formerly Yokohama Good Balance Award)] Those who have been certified as [Yokohama Health Management Certification] Those who have been certified as Class AA or Class AAA Those who have formulated a general employer action plan based on the Act on the Promotion of Women's Participation and notified the government Those who have hired a woman 30 years or older who are Yokohama citizens within one year "Specific Job Seekers Employment Development Subsidy (Stable Employment Ice Age Generation Stable Employment Realization Course)" within one year after receiving the first payment decision.
Use of funds	Eligible recipients 1: City equipment funds (including accompanying working capital) necessary for the implementation of the plan to improve the working environment Eligible recipients 2 to 6: Working capital and equipment funds
Loan amount	Within 280 million yen (within 480 million yen for union)
Interest rate (annual interest rate)	Fixed interest rate Within 0.9% within 1 year 1 year to 3 years or less within 1.2% More than 3 years to less than 1.4% Up to 10 years or less within 1.6% 10 to 15 years or less within 1.8% 15 to 20 years or less within 2.0%
Financing period	Eligible recipients 1: Capital expenditures within 20 years (including 12 months of deferment) Eligible recipients 2 to 6: Working capital within 7 years Capital Funds 20 years (including 12 months of deferment)
Collateral	Collateral as necessary
Guarantee fee rate	0.20 to 1.65% (0.25% subsidy) (Subsidies are limited to 50 million yen in loans.)
required documents	Please see the bottom page.

required documents

Credit Guarantee Contract Application Form (Form prescribed by Yokohama City Credit Guarantee Association)
private seal certificate (* 2 and 3) of the applicant (individual / corporate) and joint guarantor (* 1)
Tax payment certificate (* 2) or copy of receipt (Yokohama municipal tax with delivery date)
Copy of financial statements (final income tax return) (in principle, for the last two years)
A corporation obtained through a certificate of all history items (commercial register copy) or a registration information provision service (* 2, 3)
In the case of a licensing business, a copy of the license certificate
Capital funds are copies of quotes, layouts, catalogs, etc.

※1 When a joint guarantor is required
※2 Certificates must be up to 3 months
　　　You can apply for a tax payment certificate online.
※3 Copy is acceptable when applying for the Yokohama City Credit Guarantee Association

In addition to 1-7, documents required for each loan condition

Those who work on the introduction of equipment such as digitalization
Financing target	required documents	Contact information
Eligible recipients 1	Business plan (optional style) Include the following contents: (1) Outline of initiatives such as introduction of equipment (2) Outline of funding plan (3) Profit forecast after initiatives such as introduction of equipment (4) Name of a certified management innovation support organization Web page screen (copy), etc. that can be checked by certified management innovation support organizations.	ー
Financing target 3	Business plan (optional style) The contents of the business plan shall include the details of initiatives such as equipment introduction and the effects that contribute to digitalization. SDGs Yokohama Fund (Small and Medium Enterprise Digitalization Consultation Business) Support Confirmation Application and Support Confirmation Form (Form 5 (word: 43KB), Form 5 (PDF: 200KB)) Submit both the business plan in advance to the Yokohama Corporate Management Support Foundation and receive a support confirmation letter. The loan application period shall be within three years, including the year in which the support confirmation was issued.	(public property) Yokohama Corporate Management Support Foundation TEL 045-225-3733
Financing target 4	Copy of "[SECURITY ACTION] Application Acceptance of Application Acceptance" (e-mail indicating that the procedure for using the logo mark (two-star) has been completed) Within three years including the year in which the procedure was completed Public information security policy (copy)	IPA "SECURITY ACTION" page (external site)
Financing target 5	Certificate (copy) pertaining to the introduction plan of certified advanced equipment Within three years including the year to which the certification month belongs Introduction plan for certified advanced equipment (copy)	Yokohama City Economic Affairs Bureau Manufacturing Support Section TEL 045-671-3490

Those who have been certified for sustainable growth, such as Y-SDGs
Financing target	required documents	Contact information
Eligible recipients 1	Documents such as a Y-SDGs certification notice (copy) or web page screen (copy) that indicate that you are a certified business operator ※　If the certification period is specified, those that are during the certification period	Yokohama City Decarbonization / GREEN × EXPO Promotion Bureau SDGs Future City Promotion Section
Financing target 2	Documents that show that you are a certified company, such as a certificate (copy) or a web page screen (copy) that shows that you are a certified company ※　If the certification period is specified, those that are during the certification period	(public property) Yokohama Corporate Management Support Foundation TEL 045-225-3714
Financing target 3	Documents that show that you are a certified company, such as a certificate (copy) or a web page screen (copy) that shows that you are a certified company ※　If the certification period is specified, those that are during the certification period	(public property) Yokohama Corporate Management Support Foundation TEL 045-225-3733
Financing target 4	Documents such as Yokohama Grand Slam Company Certificate (copy) or Web page screen (copy) that indicate that you are a Yokohama Grand Slam Company ※　Those within three years including the year to which the award was received	Yokohama Economic Affairs Bureau Small and Medium Enterprise Promotion Division TEL 045-671-4236

Those who work to secure human resources and improve the working environment
Financing target	required documents	Contact information
Eligible recipients 1	Capital investment plan (optional format) ※　The contents of the capital investment plan shall include the contents of capital investment and the effects that contribute to improving the working environment.	－
Financing target 2	Documents such as a certificate (copy) or web page screen (copy) that indicate that you are a Yokohama Good Balance Company ※　If the certification period is specified, those that are during the certification period	Yokohama City Policy Management Bureau Gender Equality Promotion Section TEL 045-671-2017
Financing target 3	Documents that indicate that the business is a certified business, such as the Yokohama Health Management Certification Certificate (copy) or a web page screen (copy) that indicates that the business is certified. ※　If the certification period is specified, those that are during the certification period.	City of Yokohama, Health and Social Welfare Bureau Health Promotion Division TEL 045-671-2454
Financing target 4	registration form (copy) with a seal of receipt from the Ministry of Health, Labour and Welfare ※　Within three years including the year to which the received month belongs	Ministry of Health, Labour and Welfare "Special Feature Page on the Act on Promotion of Women's Participation" (outside site)
Financing target 5	Notification of Confirmation of employee health insurance and Employees' Pension Insurance Qualifications for Employees employment insurance Insured Person Qualification Confirmation Notice for Employee (copy) ※　From the viewpoint of personal information protection, black paint the parts other than those required to confirm the target. ※　Confirm on the most recent qualification acquisition date.	ー
Eligible recipients 6	SDGs Yokohama Fund (Specific Job Seeker Employment Development Subsidy (Employment Ice Age Generation)) Qualification Declaration Form (Form 6 (word: 44KB), Form 6 (PDF: 205KB)) Employment development subsidy for specific job seekers (employment ice age generation stable employment realization course) First term payment decision letter (copy) (*) ※　From the viewpoint of personal information protection, black paint the parts other than those required to confirm the target.	Ministry of Health, Labour and Welfare's “Subsidy for Employment Development of Specific Job Seekers (Effective Ice Age Generation)” page (external site)

Flow until receiving loans

Small and medium-sized enterprises consult and apply for loans to the nearest financial institution.
After reviewing the loan, the financial institution requests a guarantee from the Yokohama City Credit Guarantee Association.
The Yokohama City Credit Guarantee Association will determine the guarantee after examination of the guarantee.
Financial institutions provide loans.

※In using the Yokohama Small and Medium Enterprise Loan System, there is a screening by financial institutions and the Yokohama City Credit Guarantee Association.
In addition, the contents of each fund are intended to provide an overview, and do not guarantee that any loan will be executed or guaranteed consent.

Consultation and application for financing (financial institutions: in Japanese alphabetical order)

List of Financial Institutions
Shinkin Bank	Kanagawa, Kawasaki, Sawayaka, Shiba, Shonan, Jonan, Setagaya, Yokohama
Banking Corporation	Awa, Kanagawa, Kiraboshi, Gunma, Shizuoka, Shizuoka Chuo, Suruga, Daiko, Daishi Hokuriku East Japan, Hokuriku, Mizuho, Sumitomo Mitsui, Mitsubishi UFJ, Yamanashi Chuo, Yokohama, Resona
Government-affiliated financial institutions	Shoko Chukin Bank

In order to open PDF files, you may need a separate PDF reader.
If you do not have it, you can download it free of charge from Adobe.
To download Adobe Acrobat Reader DC