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- Special funds for small businesses (decarbonization discount)
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Special funds for small businesses (decarbonization discount)
Last update date May 1, 2024
Contents
- Financing terms and conditions
- required documents
- Flow until receiving loans
- Loan consultation and application (financial institutions)
- Related page
Financing target | Small business person (*)
※ Small businesses are those who have less than 20 employees (5 or less in the wholesale, retail, and service industries). |
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Use of funds | Working capital and equipment funds |
Loan amount | Up to 20 million yen |
Interest rate (annual interest rate) | A fixed interest rate or variable interest rate shall be selected.
|
Financing period | Working capital within 10 years Capital capital |
Collateral | Not required in principle |
Guarantee fee rate | 0.00~1.70% (0.5% grant) |
※If you are a non-profit organization, you cannot use this fund.
※[Startup Discount] It cannot be used in conjunction with it.
- Credit Guarantee Contract Application Form (Form prescribed by Yokohama City Credit Guarantee Association)
- private seal certificate (* 2 and 3) of the applicant (individual / corporate) and joint guarantor (* 1)
- Tax payment certificate (* 2) or copy of receipt (Yokohama municipal tax with delivery date)
- Copy of financial statements (final income tax return) (in principle, for the last two years)
- A corporation obtained through a certificate of all history items (commercial register copy) or a registration information provision service (* 2, 3)
- In the case of a licensing business, a copy of the license certificate
- Capital funds are copies of quotes, layouts, catalogs, etc.
- Promotion Fund / Small Business Special Fund (Decarbonization Discount) Qualification Declaration Form (Form 1-(1) (word: 49KB), Form 1-(1) (PDF: 236KB)) (* 4)
- A copy of the document showing the results of calculating greenhouse gas emissions (* 5) or a copy of the Kanagawa Renewable Energy Electricity User Certificate (* 6) issued by Kanagawa Prefecture
※1 When a joint guarantor is required
※2 Certificates must be up to 3 months
You can apply for a tax payment certificate online.
※3 Copy is acceptable when applying for the Yokohama City Credit Guarantee Association
※4 Describes “Greenhouse gas emissions from Scope 1 & 2” or “Switching of renewable energy power”
※5
- Although the method of calculating greenhouse gas emissions is not limited, the calculation tools and diagnostic services provided by the handling financial institution or by public institutions, and the results of the calculation are based on the tools used for calculation. Use the format determined by
- Those within three months from the date of calculation
- Scope 1 refers to "direct emissions from the use of fuel, etc." and Scope 2 refers to "indirect emissions associated with the use of electricity, gas, etc. supplied by other companies."
※6 Certificates must be within three years including the year to which the certification date belongs.
- ①Small and medium-sized enterprises consult and apply for loans to the nearest financial institution.
- ②After reviewing the loan, the financial institution requests a guarantee from the Yokohama City Credit Guarantee Association.
- ③The Yokohama City Credit Guarantee Association will determine the guarantee after examination of the guarantee.
- ④Financial institutions provide loans.
※In using the Yokohama Small and Medium Enterprise Loan System, there is a screening by financial institutions and the Yokohama City Credit Guarantee Association.
In addition, the contents of each fund are intended to provide an overview, and do not guarantee that any loan will be executed or guaranteed consent.
Shinkin Bank | Kanagawa, Kawasaki, Sawayaka, Shiba, Shonan, Jonan, Setagaya, Yokohama |
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Banking Corporation | Awa, Kanagawa, Kiraboshi, Gunma, Shizuoka, Shizuoka Chuo, Suruga, Daiko, Daishi Hokuriku |
Government-affiliated financial institutions | Shoko Chukin Bank |
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For inquiries to this page
Finance Division, Fisheries Promotion Department, Small and Medium Enterprises, Economic Affairs Bureau
Phone: 045-671-2592
Phone: 045-671-2592
Fax: 045-664-4867
Email address: ke-kinyu@city.yokohama.jp
Page ID: 520-118-704