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Promotion funds (decarbonization discount)

Last update date May 1, 2024

Contents

  1. Financing terms and conditions
  2. required documents
  3. Flow until receiving loans
  4. Loan consultation and application (financial institutions)
  5. Related page
Promotion Funds
Financing target

Person who runs business in the city or one where business start in the city is accepted
And those who fall under any of the following

  1. Those who visualize the current greenhouse gas emissions
  2. Those who have switched to a renewable energy power plan using the Kanagawa Renewable Energy Power Usage Support Project
Use of fundsWorking capital and equipment funds
Loan amountWithin 280 million yen (for cooperatives, etc. within 480 million yen)
Interest rate (annual interest rate)

A fixed interest rate or variable interest rate shall be selected.

  1. Fixed interest rate
    Within 1.5% per year
    1 year to 3 years or less within 2.0% per year
    3 years to 5 years or less within 2.2% per year
    5 years to 7 years or less within 2.3% per year
    7 years to 15 years or less within 2.5% per year
    15 to 20 years or less within 2.6% per year
     
  2. Variable interest rate
    Short-term prime rate of +0.7%
Financing period

Working capital within 7 years Capital Funds
(Including 12 months of deferred work)

CollateralCollateral as necessary
Guarantee fee rate

0.05 to 1.50% (0.4% grant)
(Subsidies are limited to 20 million yen in loans.)

  1. Credit Guarantee Contract Application Form (Form prescribed by Yokohama City Credit Guarantee Association)
  2. private seal certificate (* 2 and 3) of the applicant (individual / corporate) and joint guarantor (* 1)
  3. Tax payment certificate (* 2) or copy of receipt (Yokohama municipal tax with delivery date)
  4. Copy of financial statements (final income tax return) (in principle, for the last two years)
  5. A corporation obtained through a certificate of all history items (commercial register copy) or a registration information provision service (* 2, 3)
  6. In the case of a licensing business, a copy of the license certificate
  7. Capital funds are copies of quotes, layouts, catalogs, etc.
  8. Promotion Fund / Small Business Special Fund (Decarbonization Discount) Qualification Declaration Form (Form 1-(1) (word: 49KB), Form 1-(1) (PDF: 236KB)) (* 4)
  9. A copy of the document showing the results of calculating greenhouse gas emissions (* 5) or a copy of the Kanagawa Renewable Energy Electricity User Certificate (* 6) issued by Kanagawa Prefecture

※1 When a joint guarantor is required
※2 Certificates must be up to 3 months
   You can apply for a tax payment certificate online.
※3 Copy is acceptable when applying for the Yokohama City Credit Guarantee Association
※4 Describes “Greenhouse gas emissions from Scope 1 & 2” or “Switching of renewable energy power”
※5

  • Although the method of calculating greenhouse gas emissions is not limited, the calculation tools and diagnostic services provided by the handling financial institution or by public institutions, and the results of the calculation are based on the tools used for calculation. Use the format determined by
  • Those within three months from the date of calculation
  • Scope 1 refers to "direct emissions from the use of fuel, etc." and Scope 2 refers to "indirect emissions associated with the use of electricity, gas, etc. supplied by other companies."

※6 Certificates must be within three years including the year to which the certification date belongs.

  • ①Small and medium-sized enterprises consult and apply for loans to the nearest financial institution.
  • ②After reviewing the loan, the financial institution requests a guarantee from the Yokohama City Credit Guarantee Association.
  • ③The Yokohama City Credit Guarantee Association will determine the guarantee after examination of the guarantee.
  • ④Financial institutions provide loans.

※In using the Yokohama Small and Medium Enterprise Loan System, there is a screening by financial institutions and the Yokohama City Credit Guarantee Association.
In addition, the contents of each fund are intended to provide an overview, and do not guarantee that any loan will be executed or guaranteed consent.

List of Financial Institutions
Shinkin BankKanagawa, Kawasaki, Sawayaka, Shiba, Shonan, Jonan, Setagaya, Yokohama
Banking Corporation

Awa, Kanagawa, Kiraboshi, Gunma, Shizuoka, Shizuoka Chuo, Suruga, Daiko, Daishi Hokuriku
East Japan, Hokuriku, Mizuho, Sumitomo Mitsui, Mitsubishi UFJ, Yamanashi Chuo, Yokohama, Resona

Government-affiliated financial institutionsShoko Chukin Bank

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For inquiries to this page

Finance Division, Fisheries Promotion Department, Small and Medium Enterprises, Economic Affairs Bureau

Phone: 045-671-2592

Phone: 045-671-2592

Fax: 045-664-4867

Email address: ke-kinyu@city.yokohama.jp

Return to the previous page

Page ID: 967-603-618

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