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Decarbonization Yokoyama Fund

Last update date May 1, 2024

Contents

  1. Financing terms and conditions
  2. required documents
  3. Flow until receiving loans
  4. Loan consultation and application (financial institutions)
  5. Related page
Decarbonization Yokoyama Fund

Decarbonization Yokoyama Fund

Financing target

Those who set greenhouse gas emission reduction targets and work to reduce greenhouse gas emissions in accordance with a business plan that has been certified by a third-party organization (*).

※Examples of certification by third-party organizations

  • Those who have submitted a global warming countermeasure plan to Yokohama City
  • Those who have obtained Eco Action 21, Eco Stage, Small and Medium Enterprise SBT or Green Management Certification
  • Those who have received a consultant for paid services related to decarbonization

Use of funds

Working capital and equipment funds

Loan amount

Within 280 million yen (within 480 million yen for union)

Interest rate (annual interest rate)

Fixed interest rate
Within 0.9% within 1 year
1 year to 3 years or less within 1.2%
More than 3 years to less than 1.4%
Up to 10 years or less within 1.6%
10 to 15 years or less within 1.8%
15 to 20 years or less within 2.0%

Financing period

Working capital within 7 years Capital Funds
(Including 12 months of deferred work)

Collateral

Collateral as necessary

Guarantee fee rate

0.00 to 1.40% (0.5% grant)
(Subsidies are limited to 50 million yen in loans.)

  1. Credit Guarantee Contract Application Form (Form prescribed by Yokohama City Credit Guarantee Association)
  2. private seal certificate (* 2 and 3) of the applicant (individual / corporate) and joint guarantor (* 1)
  3. Tax payment certificate (* 2) or copy of receipt (Yokohama municipal tax with delivery date)
  4. Copy of financial statements (final income tax return) (in principle, for the last two years)
  5. A corporation obtained through a certificate of all history items (commercial register copy) or a registration information provision service (* 2, 3)
  6. In the case of a licensing business, a copy of the license certificate
  7. Capital funds are copies of quotes, layouts, catalogs, etc.
  8. Decarbonization Yokohama Fund Qualification Declaration Form (Form 1-(2) (word: 49KB), Form 1-(2) (PDF: 245KB)) (※ 4)
  9. A copy of a document (* 5) that shows that you have submitted a global warming countermeasure plan to Yokohama City, or a copy of a document (* 6) that shows that you have obtained certification from a third-party organization.
  10. A copy of the Global Warming Countermeasures Plan (* 5) submitted to Yokohama City or a copy of a business plan (* 6) certified by a third-party organization.

※1 When a joint guarantor is required

※2 Certificates must be up to 3 months

   You can apply for a tax payment certificate online.

※3 Copy is acceptable when applying for the Yokohama City Credit Guarantee Association

※4 Describes “Greenhouse Gas Emission Reduction Targets”

※5 Within three years including the year to which the submission month belongs

※6 For certifications with a fixed certification period for certification, etc., those within the certification period, those that are not specified, those within three years including the year in which the certification month belongs.

  • ①Small and medium-sized enterprises consult and apply for loans to the nearest financial institution.
  • ②After reviewing the loan, the financial institution requests a guarantee from the Yokohama City Credit Guarantee Association.
  • ③The Yokohama City Credit Guarantee Association will determine the guarantee after examination of the guarantee.
  • ④Financial institutions provide loans.

※In using the Yokohama Small and Medium Enterprise Loan System, there is a screening by financial institutions and the Yokohama City Credit Guarantee Association.
In addition, the contents of each fund are intended to provide an overview, and do not guarantee that any loan will be executed or guaranteed consent.

List of Financial Institutions

List of Financial Institutions

Shinkin Bank

Kanagawa, Kawasaki, Sawayaka, Shiba, Shonan, Jonan, Setagaya, Yokohama

Banking Corporation

Awa, Kanagawa, Kiraboshi, Gunma, Shizuoka, Shizuoka Chuo, Suruga, Daiko, Daishi Hokuriku
East Japan, Hokuriku, Mizuho, Sumitomo Mitsui, Mitsubishi UFJ, Yamanashi Chuo, Yokohama, Resona

Government-affiliated financial institutions

Shoko Chukin Bank

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For inquiries to this page

Finance Division, Fisheries Promotion Department, Small and Medium Enterprises, Economic Affairs Bureau

Phone: 045-671-2592

Phone: 045-671-2592

Fax: 045-664-4867

Email address: ke-kinyu@city.yokohama.jp

Return to the previous page

Page ID: 339-234-790

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