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Start-up Funds
Last update date May 1, 2024
Contents
- Financing terms and conditions
- required documents
- Flow until receiving loans
- Loan consultation and application (financial institutions)
- Related page
Financing target | One of the following:
Those who fall under any of the following conditions
※There is no need to be the same, such as the timing of the loan and the capital loan amount must be the same. |
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Use of funds | Working capital and equipment funds |
Loan amount | Up to 35 million yen |
Interest rate (annual interest rate) | Fixed interest rate: Within 1.5% |
Financing period | Operating capital within 10 years |
Collateral | Not required |
Joint guarantor | Not required |
Guarantee fee rate | Zero business burden (full subsidy) |
※If you are a non-profit organization, you cannot use this fund.
- Credit Guarantee Contract Application Form (Form prescribed by Yokohama City Credit Guarantee Association)
- private seal certificate of applicant (corporate) (*1, 2)
- Tax payment certificate (* 1) or copy of receipt (Yokohama municipal tax with delivery date)
- Copy of financial statements (final income tax return) (in principle, for the last two years)
- Certificate of all history items (commercial register copy) or registration information provision service (* 1 and 2)
- In the case of a licensing business, a copy of the license certificate
- Capital funds are copies of quotes, layouts, catalogs, etc.
※1 Certificates must be the latest in 3 months
You can apply for a tax payment certificate online.
※2 Copy is acceptable when applying for the Yokohama City Credit Guarantee Association.
Financing target | required documents |
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Loan recipients A to D |
※About how to write plan, please refer to commentary video (outside site) of Yokohama credit guarantee. |
Financing target |
※The loan agreement (copy) shall be valid during the repayment period of the loan. |
- ①Small and medium-sized enterprises consult and apply for loans to the nearest financial institution.
- ②After reviewing the loan, the financial institution requests a guarantee from the Yokohama City Credit Guarantee Association.
- ③The Yokohama City Credit Guarantee Association will determine the guarantee after examination of the guarantee.
- ④Financial institutions provide loans.
※In using the Yokohama Small and Medium Enterprise Loan System, there is a screening by financial institutions and the Yokohama City Credit Guarantee Association.
In addition, the contents of each fund are intended to provide an overview, and do not guarantee that any loan will be executed or guaranteed consent.
Shinkin Bank | Kanagawa, Kawasaki, Sawayaka, Shiba, Shonan, Jonan, Setagaya, Yokohama |
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Banking Corporation | Awa, Kanagawa, Kiraboshi, Gunma, Shizuoka, Shizuoka Chuo, Suruga, Daiko, Daishi Hokuriku |
Government-affiliated financial institutions | Shoko Chukin Bank |
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For inquiries to this page
Finance Division, Fisheries Promotion Department, Small and Medium Enterprises, Economic Affairs Bureau
Phone: 045-671-2592
Phone: 045-671-2592
Fax: 045-664-4867
Email address: ke-kinyu@city.yokohama.jp
Page ID: 164-873-935