Deferral of payment

Download of payment postponement application style (outside site)

If the applicant is under 50 years of age and the applicant's spouse or the applicant's spouse falls under any of the following and it is difficult to pay insurance premiums, the payment of insurance premiums for that period will be deferred if the applicant applies to the Japan pension OrganizationNational Pension Plan Section and is approved. In addition, electronic application using the minor portal is also possible. For details on electronic application, please see the Japan pension Organization website (outside site). ) 。

1. When the income is low, only the head of the household has income, the standard (estimated) of postponement of payment

2. When the insured person or all other household members of the household are receiving assistance other than livelihood assistance under the Public Assistance Act or equivalent assistance (education, housing, medical care, livelihood, etc.)
3. Persons with disabilities, widows, or single parents stipulated in the Local Tax Law, whose previous year's income is less than 1.35 million yen
4. When it is extremely difficult to pay insurance premiums and falls under any of the following conditions.
   • When the amount of damage is approximately one-half or more of the price of the property due to an earthquake, storm or flood, fire or other similar disaster in the year to which the month in which the payment deferral belongs or the previous year, etc.
   • When it is deemed difficult to pay insurance premiums due to unemployment in the year to which the month in which the application for postponement belongs or the previous year, etc.
   ※In the case of these reasons, it is necessary to attach a document that can clarify the fact at the time of application. If you are unemployed, you will need to attach a copy of employment insurance's Certificate of Eligibility for employment insurance, employment insurance's Certificate of Eligibility, or a turnover slip. In the past, we applied for exemptions due to reasons such as the same unemployment, bankruptcy, abolition of business (limited to those made after October 30, 2019) and attached documents that can confirm the fact of unemployment If you have ever done so, you do not need to attach it again.

• Documents that can clarify my number card or basic pension number

• If you apply under 4 above, documents to prove that

※If a proxy is applied, a power of attorney is required in principle.
However, family members (head of household, spouse, relatives of living together) can complete the procedure by bringing a personal identification card (my number card, driver's license, etc.) that can identify the person coming to the counter. is.

As a general rule, applications for postponement of payment can be made for a period from the time of application to two years and one month before, and for the period from the time of application to the latest June in the future.
In addition, if a person who has been approved for payment deferral wishes to continue applying for payment deferral in the following fiscal year or later, it is considered that the application has been continued without having to apply again from the following fiscal year. If you wish to apply for a full exemption, the examination will be conducted in the following fiscal year in the order of 1. full exemption and 2. postponement.
※However, in the following cases (1) to (3), an application is required every year. If you wish to continue, please apply again in July.
(1)Deferral of payment due to earthquakes, storms and floods, fires and other similar disasters
(2)Deferral of payment due to unemployment or suspension of business or abolition
(3)Deferral of payment due to receiving assistance other than livelihood assistance under the Public Assistance Act

Please contact Insurance and Pension Division National Pension Plan Section in your ward office.