Deferral of payment

Download (outside site) of payment postponement application style

If the applicant is under the age of 50 and each of the applicant and the spouse of the applicant falls under any of the following and it is difficult to pay the insurance premium, if the applicant applies to the Japan pension Organization and is approved, the payment of insurance premiums for that period will be deferred (* actual documents will be submitted to the ward office National Pension Plan Section. In addition, electronic application using the minor portal is also possible. For details on electronic application, please see the Japan pension Organization website (external site). ) 。

1. Standards for postponement of payment when only the head of the household has income when the income is low.

2. When the insured person or all other household members of the household are receiving assistance other than livelihood assistance under the Social Security Act or equivalent assistance (education, housing, medical care, livelihood, etc.)
3. When a person with a disability, widow or single parent as stipulated in the Local Tax Law and the previous year's income was 1.35 million yen or less
4. When it is extremely difficult to pay insurance premiums and any of the following conditions are met:
   • When the amount of damage is approximately one-half or more of the property price due to an earthquake, storm or flood, fire or other similar disaster in the year to which the month in which the payment deferral is applied or the previous year.
   • When it is deemed difficult to pay insurance premiums due to unemployed in the year to which the payment deferral belongs or the previous year, etc., and it is deemed difficult to pay insurance premiums
   ※In the case of these reasons, it is necessary to attach a document that can clarify the fact at the time of application. If you are unemployed, you will need to attach a copy of employment insurance's "employment insurance Eligibility Certificate", "employment insurance Eligibility Notification" or "Employee Voucher". In addition, we applied for exemptions in the past due to the same unemployment, bankruptcy, abolition of business, etc. in the past (limited to those performed after October 30, 2019), and attached documents confirming the fact of unemployment If there is, you do not need to attach it again.

• Documents that can clarify my number card or basic pension number

• Documents proving that the application is made pursuant to 4 above

※If a proxy is applied, a power of attorney is required in principle.
However, family members (head of household, spouse, relatives of living together) can carry out procedures by bringing identification of person coming to window (my number card, driver's license, etc.) .

As a general rule, an application for a postponement of payment can be made for the period up to two years and one month before and for the period from the time of application to the latest June.
In addition, if a person who has been approved for the payment deferral wishes to continue applying for a postponement in the following fiscal year, it will be deemed that the application has been continued without having to apply again from the following year. If you wish to apply for a full exemption, in the following fiscal year, the screening will be conducted in the order of 1. Full exemption and 2. Deferral of payment.
※However, in the following cases (1) to (3), an application is required every year. If you wish to continue, please apply again in July.
(1)Deferral of payment due to earthquakes, storms and floods, fires and other similar disasters
(2)Deferral of payment due to unemployment or business suspension or abolition
(3)Deferral of payment due to receiving assistance other than livelihood assistance under the Public Assistance Act

Please contact your ward office, Insurance and Pension Division National Pension Plan Section.