Disaster relief funds (Ordinance on Payment of Condolences for Disaster Condolences)

Last Updated September 6, 2024

Type of support

Loans

Target disaster

Disaster when there is one or more municipalities to which the Disaster Relief Act has been applied due to a natural disaster in Kanagawa Prefecture

Contents of Support

For those who have been injured or have suffered damage to their homes, or household goods due to a disaster, we will lend the funds necessary for rebuilding their lives based on the ordinance on the payment of condolence money for disaster condolences.
The maximum loan amount is as follows.

Contents of Support
Loan limit	（1） If the head of household has been injured for more than one month A. Only the injury ：1.5 million yen (B) Damage to one-third or more of household goods　：2.5 million yen C. Partial destruction of houses ：2.7 million yen Oh, completely destroyed houses ：3.5 million yen （2） If the head of household has not been injured for more than one month (A) Damage to more than one-third of household goods ：1.5 million yen B. partially destroyed houses　：1.7 million yen (C) Completely destroyed houses (except in the case of d) ：2.5 million yen (D) Loss or loss of the entire house ：3.5 million yen
Loan interest rate	Guarantor: Interest-free, guarantor-free: 1% per year (interest-free during grace period)
Deferment period	Within 3 years (5 years in special case)
Redemption period	Within 10 years (including the grace period)

Those who can use it

Those who lived in Yokohama City at the time of the disaster ※This applies to the head of households who have suffered any of the following damage:
※If you live in the city at the time of the disaster, those who currently live outside the city are also eligible.
（1） The head of the household is injured by a disaster, and the period required for medical treatment is approximately one month or more.
（2） Damage to more than one-third of household goods
（3） Partial destruction or complete destruction or outflow of houses
Also, there is an income limit.

Income restrictions
Number of Households	Total income in the previous year in municipal tax
1 person	2.2 million yen
2 people	4.3 million yen
3 people	6.2 million yen
4 people	7.3 million yen
5 or more	The amount obtained by adding 300,000 yen to 7.3 million yen for each additional person.
However, if the house is lost, it will be 12.7 million yen.

※Judgment will be made based on the total amount of the latest municipal tax gross income, etc. of all persons who were in same household at the time of the disaster.
※Even if the house is completely destroyed (or demolished), it will be treated as loss and the income limit will be 12.7 million yen.