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Bicycle insurance

Last Updated April 26, 2024

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Why do I have to take out bicycle insurance? (Bicycle insurance coverage PR video)

In this video, we will guide you in an easy-to-understand manner with animations to answer the question, "Why do I have to take out bicycle insurance?"

Let's take out bicycle insurance!

In Kanagawa Prefecture, bicycle insurance is mandatory.

According to the Kanagawa Prefecture Ordinance, when using a bicycle in Yokohama City, it is mandatory to purchase liability insurance.
Bicycles are convenient and easy vehicles that anyone can ride, but if you make a mistake, you can cause serious traffic accidents.
Bicycle accidents that require high compensation are increasing, and in order to reduce the financial burden in the event of an assailant and to rescue victims in the event of an accident, compensate for damages caused by bicycle accidents. Let's take out insurance to do.

There are also cases of high compensation due to bicycle accidents.

elementary school student, a fifth-grade elementary school student, collided with a woman walking while riding a bicycle at night, and the woman was bedridden due to skull fractures and other injuries.
Parents were recognized and ordered to pay about 95.21 million yen.
(Kobe District Court, July 4, 2013)

If you do not know your subscription status, you can check it here (bicycle insurance subscription status check sheet)

In addition to liability insurance for bicycle users, insurance that compensates for liability for bicycle accidents includes voluntary insurance for automobiles, fire insurance, accident insurance, mutual aid, group insurance for companies, etc., credit cards and TS marks. There are insurance to be attached.
Use the following check sheet to check your subscription status.

List of bicycle insurance by cooperating companies about promotion of participation in Yokohama-shi bicycle insurance

In Yokohama City, in cooperation with private businesses, we are working on bicycle insurance participation promotion activities.
We introduce bicycle insurance by partner companies in a list.
※This is not intended to solicit insurance products, but to provide information to Yokohama citizens.
※The details of the insurance described here are only an overview.

AIG Non-Life Insurance Co., Ltd.
Product name Total accident insurance
Annual accounts receivable Depending on the content of compensation
Amount of compensation 100 million yen
Contact information

AIG Non-Life Customer Support Center
0120-957-580
9:00 a.m. to 5:00 p.m.
(excluding Saturday, Sunday, public holidays, and New Year's holidays)


Coop Life Service Co., Ltd.
Product name Injury insurance for new co-op (outside site)
Annual accounts receivable 10,800 yen ※As of October 2023
In the case of a lump-sum payment plan
(Depending on other compensation)
Amount of compensation ¥300 million (¥100 million outside Japan)
Contact information

National Health Insurance Section Co., Ltd.
0120-885-615
From 10:00 am to 5:00 pm
(Excluding New Year holidays)


Seven Dream.com Co., Ltd.
Product name Insurance for bicycles entering Seven-Eleven (outside site)
Annual accounts receivable 3,990 yen
Amount of compensation ¥300 million
Contact information

Insurance only for Seven-Eleven bicycle insurance
Toll-free number
0120-846-711
Let's run! Seven-Eleven
24 hours a day, 365 days a year

Yokohama City Traffic Safety Association (Sompo Japan Insurance Inc.)
Product name Hama's bicycle insurance (outside site)
Annual accounts receivable ¥1,870 to ¥3,610
4 plans
Amount of compensation 100 million yen
Contact information

[Reference for Bicycle Association]
Yokohama City Traffic Safety Association
045-663-3011

[Insurance Contact]

Total Risk Support Co., Ltd.
045-325-9358
Sompo Japan Insurance Inc. Yokohamachuo Branch Yokohama Branch
045-661-2708
(For inquiries, please contact us from 9:00 a.m. to 5:00 p.m.
 Up to me. Excluding weekends, holidays, and New Year's holidays)

Tokio Marine & Nichido Fire Insurance Co., Ltd.
Product name e-Cycle Insurance Yokohama City exclusive plan (outside site)
Annual accounts receivable Depending on the content of compensation
Amount of compensation ¥100 million (domestic and overseas)
Contact information

Value Agent, Inc.
0120-661-664
(9:00 am to 17:00 am on weekdays)

Mitsui Sumitomo Insurance Co., Ltd.
Product name Net de Insurance (outside site)
Annual accounts receivable 3,990 yen
In the case of "person type" C course
Amount of compensation ¥300 million
Contact information

Mitsui Sumitomo Insurance Internet Desk
0120-933-504 (free)
Reception hours: From Monday to Friday 9:00 to 17:00
(excluding Saturday, Sunday, public holidays, and New Year's holidays)

Rakuten Non-Life Insurance Co., Ltd.
Product name Cycle Assist (outside site)
Annual accounts receivable From 2,670 yen per year
Amount of compensation ¥100 million (domestic and overseas)
Contact information

Rakuten Insurance Planning Co., Ltd.
0120-849-019
9:00 a.m. to 6:00 p.m. (excluding New Year holidays)

Co-op eucorp
Product name CO ・ OP mutual aid <<help>, etc. + Personal Liability Insurance (outside site)
Annual accounts receivable Monthly payment only 160 yen ※As of October 2023
(¥1,920/12-month conversion)
※In addition, a monthly fee for CO and OP mutual aid is required.
Amount of compensation ¥300 million
Contact information

Co-op eucorp
Corp Mutual Aid Center
Telephone: 0120-50-9431
Monday to Saturday / 9:00-18:00 
※Closed during the year-end and New Year holidays

<Distributors> Meiji Yasuda Life Insurance Company
Product name Meiji Yasuda Life Otegaru Bicycle (outside site)
Annual accounts receivable Depending on the plan
Amount of compensation ¥100 million (domestic and overseas)
Contact information

Meiji Yasuda Life Insurance
Yokohama Station West Sales Office
045-312-2333
Reception hours: From Monday to Friday 9:00 to 17:00
(excluding Saturday, Sunday, public holidays, and New Year's holidays)

Kanagawa Bicycle Business Cooperative
Product name

Standard maintenance pack incidental insurance (outside site)

Insurance with premium maintenance pack (outside site)

Annual accounts receivable 2,000 yen 4,500 yen
Amount of compensation 200 million yen 130 million yen
Contact information

[Insurance and Compensation]
au non-life insurance customer center
0800-700-0600
(Reception hours: 9:00 to 18:00) ※Excluding New Year holidays
[About maintenance pack products]
Kanagawa Bicycle Business Cooperative
045-311-6168
(Reception hours: 9:00 to 17:00) ※Excluding Saturday, Sunday, public holidays and New Year's holidays
Click here for maintenance pack dealers (outside site)

Japan Post Co., Ltd.
Product name JP Life Support Insurance (outside site)
Annual accounts receivable ¥2,010 per month※
※Monthly payment only
(¥24,120 per year)
Amount of compensation Domestic: Unlimited
Overseas: 100 million yen
Contact information

Please search for the nearest post office handling "JP Life Support Insurance" from the URL below and contact us.
https://map.japanpost.jp/p/search/ (external site)
※"Select from insurance services" → Please check "JP Life Support Insurance" and search.
[Handling Desk in Yokohama City]
Aoba Post Office, Aobadai Post Office, Yokohama Asahi Post Office, Yokohama Izumi Post Office,
Isogo Post Office, Yokohama Kanazawa Post Office, Konan Post Office, Kohoku Post Office,
Seya Post Office, Tsuzuki Post Office, Tsurumi Post Office, Tozuka Post Office, Yokohama Naka Post Office,
Yokohama Central Post Office, Hodogaya Post Office, Midori Post Office, Yokohama Minami Post Office

Bicycle insurance mandatory enlightenment flyer

Traffic safety awareness flyer download

Awareness survey on "bicycle rules and insurance coverage"

In recent years, there have been cases in which perpetrators of bicycle accidents have been liable for high compensation.
According to the "Ordinance on Promoting Safe and Appropriate Use of Kanagawa Bicycles", when riding a bicycle in Yokohama City, it is mandatory to take out bicycle liability insurance.
In this questionnaire, with the cooperation of citizens, we will investigate the status of participation in bicycle liability insurance, awareness of bicycle use rules, and satisfaction with bicycle use environment such as bicycle traffic space bicycles and bicycle parking environment. It will be used as a reference in promoting your business.

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Inquiries to this page

Road Policy Promotion Section, Road and Highway Bureau Road Policy Promotion Department

Telephone: 045-671-2323

Telephone: 045-671-2323

Fax: 045-550-4892

Email address: do-seisaku@city.yokohama.jp

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Page ID: 180-110-525

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