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Bicycle insurance

Last update date April 26, 2024

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Why do I have to take out bicycle insurance? (Bicycle insurance subscription PR video)

In this video, we will provide you with an animation in an easy-to-understand manner to answer the question, "Why do I have to take out bicycle insurance?"

Let's take out bicycle insurance!

In Kanagawa Prefecture, bicycle insurance is mandatory.

According to the Kanagawa Prefectural Ordinance, if you use a bicycle in Yokohama City, you are required to join liability insurance.
Bicycles are convenient and easy vehicles that anyone can ride, but making a mistake can cause a serious traffic accident.
Bicycle accidents that require a large amount of compensation is increasing, and compensation for bicycle accidents will be made to reduce the financial burden in the event of an assailant and to rescue victims in the event of an accident. Let's take out insurance to compensate.

There have also been cases of high compensation due to bicycle accidents.

elementary school student, a fifth-grade elementary school student, collided with a walking woman while riding a bicycle at night, causing a skull fracture and other injuries.
Parents were recognized and were ordered to pay about 95.21 million yen.
(Kobe District Court, July 4, 2013)

If you do not know your enrollment status, you can check it here (bicycle insurance enrollment status check sheet).

Insurance that compensates for liability for bicycle accidents includes not only liability insurance for bicycle users, but also voluntary automobile insurance, fire insurance, accident insurance, mutual aid, group insurance such as companies, credit cards and TS mark Insurance There are insurance.
Use the following check sheet to check your subscription status.

List of bicycle insurance by partner companies about participation promotion of Yokohama-shi bicycle insurance

Yokohama City is working with private businesses to promote bicycle insurance participation.
We introduce bicycle insurance by partner companies in a list.
※This is not for the purpose of soliciting insurance products, but to provide information to Yokohama citizens.
※The contents of the insurance listed are outlined below.

AIG Insurance Co., Ltd.
Product name Comprehensive accident insurance
Annual payables Depending on the content of compensation
Compensation amount 100 million yen
Contact information

AIG Non-life Customer Support Center
0120-957-580
9 a.m. to 5 p.m.
(excluding Saturday, Sunday, public holidays, and New Year's holidays)


Co-op Life Service Co., Ltd.
Product name Injury insurance for the new co-op (external site)
Annual payables 10,800 yen ※As of October 2023
In the case of a lump-sum payment plan
(Depending on other compensation)
Compensation amount 300 million yen (100 million yen outside Japan)
Contact information

Coop Life Service Organization National Health Insurance Section
0120-885-615
Monday to Saturday 10:00 a.m. to 5:00 p.m.
(excluding New Year's holidays)


Seven Dream.com Inc.
Product name Insurance for bicycles that enter Seven-Eleven (outside site)
Annual payables 3,990 yen
Compensation amount 300 million yen
Contact information

Exclusively for Seven-Eleven bicycle insurance
Toll-free number
0120-846-711
Let's run! Seven-Eleven (7-Eleven)
24 hours a day, 365 days a year

Yokohama Traffic Safety Association (Sompo Japan Insurance Inc.)
Product name Hama's bicycle insurance (outside site)
Annual payables 1,870 yen to 3,610 yen
Four great deals
Compensation amount 100 million yen
Contact information

[Contact for Bicycle Association]
Yokohama Traffic Safety Association
045-663-3011

[Insurance for insurance]

Total Risk Support Co., Ltd.
045-325-9358
Sompo Japan Insurance Inc. Yokohamachuo Branch, Yokohama Branch
045-661-2708
(For inquiries, please contact us from 9:00 am to 5:00 p.m.
 Until. (excluding weekends, holidays, and New Year's holidays)

Tokio Marine & Nichido Fire Insurance Co., Ltd.
Product name e-cycle insurance Yokohama City exclusive plan (outside site)
Annual payables Depending on the content of compensation
Compensation amount 100 million yen (Japan and overseas)
Contact information

Value Agent Co., Ltd.
0120-661-664
(Weekdays 9am to 5pm)

Mitsui Sumitomo Insurance Co., Ltd.
Product name Net de Insurance Co., Ltd. (external site)
Annual payables 3,990 yen
In the case of "person type" C course
Compensation amount 300 million yen
Contact information

Mitsui Sumitomo Insurance Internet Desk
0120-933-504 (free of charge)
Reception hours: Monday to Friday 9:00-17:00
(excluding Saturday, Sunday, public holidays, and New Year's holidays)

Rakuten Insurance Co., Ltd.
Product name Cycle Assist (outside site)
Annual payables 2,670 yen per year.
Compensation amount 100 million yen (Japan and overseas)
Contact information

Rakuten Insurance Planning Co., Ltd.
0120-849-019
9:00 a.m. to 6:00 p.m. (excluding New Year holidays)

Consumer cooperative Ucorp
Product name CO, OP mutual aid “help” and others + personal liability insurance (external site)
Annual payables Monthly payment only 160 yen ※As of October 2023
(1,920 yen/12-month equivalent)
※In addition, a monthly fee for CO and OP mutual aid is required.
Compensation amount 300 million yen
Contact information

Consumer cooperative Ucorp
Coop Mutual Aid Center
Phone: 0120-50-9431
Monday through Saturday/9:00-18:00 
※Closed during the year-end and New Year holidays

<Handling agent> Meiji Yasuda Life Insurance Company
Product name Meiji Yasuda Seimei Otegaru Bicycle (outside site)
Annual payables Depending on the contents of the plan
Compensation amount 100 million yen (Japan and overseas)
Contact information

Meiji Yasuda Life Insurance
Yokohama Branch Office Yokohama Station West Sales Office
045-312-2333
Reception hours: Monday to Friday 9:00-17:00
(excluding Saturday, Sunday, public holidays, and New Year's holidays)

Kanagawa Bicycle Business Cooperative
Product name

Insurance with standard maintenance pack (outside site)

Insurance with premium maintenance pack (external site)

Annual payables 2,000 yen 4,500 yen
Compensation amount 200 million yen 130 million yen
Contact information

[Insurance/Compensation Details]
au Non-life Customer Center
0800-700-0600
(Reception hours: 9:00-18:00) ※Excluding New Year's holidays
[Maintenance Pack Products]
Kanagawa Bicycle Business Cooperative
045-311-6168
(Reception hours: 9: 00-17: 00) ※Excludes Saturday, Sunday, public holidays, and New Year's holidays
Click here for maintenance pack dealers (outside site)

Japan Post Co., Ltd.
Product name JP Life Support Insurance (outside site)
Annual payables ¥2,010 per month※
※Monthly payment only
(24,120 yen per year)
Compensation amount Domestic: Unlimited
Outside Japan: 100 million yen
Contact information

Please search for a nearby post office that handles "JP Life Support Insurance" from the URL below and contact us.
https://map.japanpost.jp/p/search/ (external site)
※"Choose from insurance service." → Please check "JP Life Support Insurance" and search.
[Handling window in Yokohama]
Aoba Post Office, Aobadai Post Office, Yokohama Asahi Post Office, Yokohama Izumi Post Office, Yokohama Izumi Post Office
Isogo Post Office, Yokohama Kanazawa Post Office, Konan Post Office, Konan Post Office, Kohoku Post Office
Seya Post Office, Tsuzuki Post Office, Tsurumi Post Office, Tozuka Post Office, Yokohama Middle Post Office,
Yokohama Central Post Office, Hodogaya Post Office, Midori Post Office, Yokohama South Post Office

Bicycle insurance obligatory enlightenment flyer

Traffic Safety Awareness Flyer Download

Awareness survey on "Bicycle Rules and Insurance Enrollment Status"

In recent years, there have been cases in which perpetrators of bicycle accidents have large amounts of liability.
According to the "Ordinance on Promoting Safe and Appropriate Use of Kanagawa Bicycles", when riding a bicycle in Yokohama City, it is mandatory to join bicycle liability insurance.
In this questionnaire, with the cooperation of citizens, we surveyed the status of participation in bicycle liability insurance, awareness of bicycle use rules, and satisfaction with bicycle use environment such as bicycle traffic space bicycle and bicycle parking environment. It will be used as a reference when promoting the business.

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For inquiries to this page

Road and Highway Bureau Road Policy Promotion Division

Phone: 045-671-2323

Phone: 045-671-2323

Fax: 045-550-4892

Email address: do-seisaku@city.yokohama.jp

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Page ID: 180-110-525

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