National Pension Plan (Kokumin Nenkin)

National Pension Plan (Kokumin Nenkin) provides a basic pension that is common to all people living in Japan.
If you live in Japan and are between 20 and 60 years old, you will join National Pension Plan (Kokumin Nenkin).
　　　　
For more information, please check the website of the Japan pension Organization or by phone.
System of National Pension System (Japan pension Organization) (outside site)
※Brochures are available in English, Chinese, Korean, Portuguese, Spanish, Indonesian, Tagalog, Thai, Vietnamese, Myanmar, Cambodian, Russian, Nepali, and Mongolian.

Nenkin Dial General pension Consultation TEL: 0570-05-1165
If you call on a phone starting with 050
(Tokyo) +03-6700-1165 (general telephone)

Regardless of whether you have Japanese nationality, you must join.

1. No. 1 insured person
   20-59 years old, self-employed, agriculture, forestry and fisheries, students, unemployed people, etc. (other than the following No. 2 and 3 insured persons)
2. No. 2 insured person
   Employers, public servants, etc. who are under the age of 65 or older who are not eligible for the Retirement pensionEmployee Pension Plan (Kosei Nenkin)
3. No. 3 insured person
   In principle, spouses who are between the ages of 20 and 59 and are dependent on the second insured.

　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　※　The procedure for joining the first insured person will be done at the ward office National Pension Plan Section where you live, so please contact us for details.
　　If you are a second insured person, please complete the procedure at your place of work.
　　If you are a third insured person, please apply at your spouse's office.

The premium for FY2024 is 16,980 yen per month.
You have to pay insurance premiums when you join. Payment can be made at a bank, post office, or convenience store if you bring your payment slip. In addition to direct debits at banks and post offices, you can also use Internet banking and credit cards.
For monthly premiums, please visit the Japan pension Organization website.
System of National Pension System (Japan pension Organization) (outside site)

If it is difficult to pay the premium, there is a system where you will be exempted from paying insurance premiums when applying. This is called the "insurance premium exemption system", and in addition to "full exemption" and "partial exemption", there is a "payment postponement system" for people under 50 years old.
Information on exemption and payment deferral of premiums in National Pension Plan (Kokumin Nenkin) (Japan pension Organization) (external site)

Students can use the "Student Payment Special System". If the person's previous year's income is below a certain level, the premium will be deferred by application.　　　　　　　　　When applying, proof such as a student ID card is required.

If you are a foreigner who has joined National Pension Plan (Kokumin Nenkin) who meets certain conditions returns to Japan, you can receive a lump-sum withdrawal payment.
When performing procedures related to lump-sum withdrawal payment (Japan pension Organization) (external site)

Procedures are required to receive pension.

1. Basic retirement pension
   Those who have paid the premium (including the premium exemption period) for 10 years or more can receive it from the age of 65 in principle.　　　　
2. Disability Basic Pension
   You will be paid if you meet certain conditions when you become disabled due to illness or injury.
3. Basic pension for bereaved family
   When a family worker dies, it is paid to a "wife with a child" or "child" whose livelihood was maintained by the person.　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　　

　For more information, please check the website of the Japan pension Organization or by phone.
　Benefits of pension (Japan pension Organization) (external site)