It's at the top of this page.

If you are late for insurance premiums

Final update date January 22, 2020

Insurance premiums are an important source of financial resources that cover necessary expenses for The Long-term Care Insurance services, so it is important to pay insurance premiums to maintain the long-term care insurance system.
Therefore, if you have delinquent insurance premiums for a long time, the following measures may be taken based on laws and regulations when using nursing care services in order to ensure fairness with those who have paid insurance premiums. .

1 If you have not paid insurance premiums for more than one year from the deadline ...

  • If you do not pay insurance premiums for more than one year from the deadline without any special circumstances such as when you are damaged by a disaster, you will usually pay 10%, 20% or 30% of the cost when using the nursing care service. You will have to pay the full amount once. This is called "change (redemption payment)" of Payment method change.
  • Once you have paid the expenses, you will be refunded at a later date if you apply to the ward office.

Figure (redemption payment)

※The figure is an example of a 10% burden.

2 If you have not paid insurance premiums for more than one year and six months from the deadline ...

  • If you do not pay your premium for more than one year and six months from the deadline, you will be temporarily suspended from paying the reimbursed insurance benefits.
  • In addition, delinquent insurance premiums may be deducted from the suspended insurance benefits.

Figure (Injunction of benefits)


※The figure is an example of a 10% burden.

3 If you have not paid insurance premiums for more than 2 years from the deadline ...

Insurance premiums for those aged 65 and over cannot be paid due to prescription after two years from the day after the dunning letter arrives (the date of statute of limitations). If there is an insurance premium that can no longer be paid due to prescription, depending on the period, 30% of those who have a self-pay ratio of 10% or 20% will be 30%, and those who have a self-pay ratio of 30% will be 40% It becomes. In addition, during this time, refunds of high-cost nursing care (care prevention) service costs and reduction of living expenses (staying expenses) and food expenses will not be received. At the same time, the out-of-pocket expenses during this period are not included in the sum of the high-priced medical care and long-term care combined medical expenses system. This is called "benefit reduction."

Figure (Reduction of benefits)


※The figure is an example of a 10% burden.

4. Measures other than the above

● seizure of property, etc.
Regardless of the period of nonpayment of insurance premiums or the use of nursing care services, we may seize property such as savings and savings and life insurance as delinquent disposal stipulated by laws and regulations.
● Solidarity Payment Obligation
If the payment method is normal collection, the spouse and head of household of the insured are obliged to pay the premium jointly and severally according to the provisions of the law. If the insured person is late for insurance premiums, the solidarity payer may be charged for insurance premiums or delinquently disposed of in accordance with laws and regulations.
● When the second insured person has not paid medical insurance
If a second insured person (medical insurance member aged 40 to 64) has not paid for medical insurance premiums, it will temporarily suspend some or all of insurance benefits along with changes in Payment method. Measures may be taken.

Inquiries to this page

The Long-term Care Insurance Division, Health and Social Welfare Bureau Elderly Health and Welfare Department

Telephone: 045-671-425454

Telephone: 045-671-425454

Fax: 045-550-3614

Email address: [email protected]

Return to the previous page

Page ID: 210-362-0556

return to the top