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When we are behind with premium

Last update date January 22, 2020

As premium is important resources covering expense necessary for The Long-term Care Insurance service, it is important to have you pay premium to maintain nursing-care insurance system.
Therefore the following measures may be taken based on laws and ordinances to plan fairness with person paying premium when we have been behind with premium for a long time when we use care service.

When do not pay 1 premium more than one year from deadline of the delivery; ...

  • When we use care service when special circumstances such as cases damaged by disaster do not pay premium to cry more than one year from deadline of the delivery, we will pay in full place that usually pays its own 10%, 20% of expense or 30% once. "Change (we get rid of repayment) of Payment method" means this.
  • For insurance payment is refunded later when we apply to ward office for expense that we paid once.

Figure (we get rid of repayment)

※Figure is example of 10% burden.

When do not pay 2 premiums more than one year six months from deadline of the delivery; ...

  • Payment of insurance payment made repayment payment is prohibited at one time when we do not pay premium more than one year six months from deadline of the delivery.
  • Furthermore, nonpayment premium minute may be subtracted from the amount of prohibited insurance payment.

Figure (payment suspension)

※Figure is example of 10% burden.

When do not pay 3 premiums more than two years from deadline of the delivery; ...

When the next day of day when reminder arrived passes for two years from (statute of limitations date from which a period is reckoned), we cannot put premium of people 65 years or older by statute of limitations. When there is premium that we were not able to pay by statute of limitations, depending on the period, in the of 10% or 20%, in the of 30%, it is to 40% self-pay ratio to 30% self-pay ratio for a certain period of time. In addition, we cannot receive burden reduction of the refund and residence costs (accommodation expenses), the food expenses of large amount care (the care prevention) service costs during this period. At the same time, the last self-burden is not targeted for adding up of major medical service, large amount care adding up medical expenses system. "The amount of payment reduction" means this.

Figure (the amount of payment reduction)

※Figure is example of 10% burden.

About measures except 4 above

● Seizure such as property
With or without nonpayment period of premium and the use of care service, we may seize property such as deposits and savings, life insurance as disposition for failure to pay taxes determined by laws and ordinances.
● Person of solidarity payment duty
We are to assume an obligation to be joint, and to pay the premium as for spouse of the person insured and the family nurturer by fate of law when payment method is usually the collection. When person insured is behind with premium, we may perform disposition for failure to pay taxes based on request and laws and ordinances of premium to person of solidarity payment duty.
● When there is nonpayment of medical insurance in No. 2 people insured
When No. 2 person insured (medical insurance members from 40 years old to 64 years old) has unpaid medical premium, change of Payment method and measures such as prohibiting about some or all of insurance payment temporarily in addition may have stolen.

Inquiry to this page

Health and Social Welfare Bureau advanced age Health and Welfare Department Nursing Care Insurance Section

Telephone: 045-671-4254

Telephone: 045-671-4254

Fax: 045-550-3614

E-Mail address [email protected]

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Page ID: 210-362-056

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