We make financing facility so that the city medium and small-sized business raises business capital smoothly.
Purpose of Yokohama-shi medium and small-sized business financing facility
We promote establishment of the management base by performing supply of fund necessary for operation of the city medium and small-sized business smoothly and are intended that we contribute to healthy development of person of city medium and small-sized business and promotion.
As a general rule, you meet all of next important matters and can use Yokohama-shi medium and small-sized business financing facility. In addition, each financially each target requirement is necessary, too.
- In person of SME, the association which office, office is in Yokohama-shi and continues equivalence business in the principle city more than one year and runs, it is of NPO corporation.
※But types of industry except guarantee object of association of credit guarantee such as agriculture, fishery, the finance business, business of offering food and entertainment are excluded.
- Person who receives the authorization in the case of business to need authorization.
- Person who pays coming Yokohama municipal tax of deadline fully at the time of application.
- Return certain borrowed money with possibility.
- Without debt by subrogation that association of credit guarantee performed or financial institution that business suspension is not.
It is ... with person from medium and small-sized business
We point to corporation satisfying one of the following (1) capital or the (2) number of employees or sole proprietor. (by the medium and small-sized business credit insurance method)
Flow, structure of Yokohama-shi medium and small-sized business financing
Flow of Yokohama-shi medium and small-sized business financing
|1||Please apply for financing to window of the handling financial institution. ※On application, there is necessary fund of authorization separately.|
After the financing examination of the handling financial institution, application documents are sent to association of Yokohama-shi credit guarantee.
|3||We guarantee, and association of Yokohama-shi credit guarantee examines and decides the right or wrong of guarantee.|
|4, 5||The handling financial institution carries out financing to customer. At this chance customer, please pay credit guarantee charges to association of Yokohama-shi credit guarantee. ※For some funds, Yokohama-shi supports credit guarantee charges.|
|6||After the financing practice, please repay the handling financial institution customer according to conditionality.|
|7, 8||Association of Yokohama-shi credit guarantee pays back borrowed money on behalf of customer by any chance when we cannot pay back borrowed money in some kind of business. ("subrogation" means this)|
After the subrogation, please repay association of Yokohama-shi credit guarantee customer.
※In the use of Yokohama-shi medium and small-sized business financing facility, there are financial institution, examination of association of credit guarantee.
In addition, mention content of each fund was intended to tell about summary, and does not promise all financing practice, guarantee consent.