Which corresponds to any of the following in the latest financial statements in (the city business history includes toward under one year) that we continue equivalence business more than one year and run
- With less than 300 million yen in equity 50 million yen or more, use total capital business profit rate that more than 20% or net assets magnification stands out in capital-asset ratio 2.0 times or more is more than 10% or where interest coverage reshio is 2.0% or more
- With less than 500 million yen in equity 300 million yen or more, use total capital business profit rate that more than 20% or net assets magnification stands out in capital-asset ratio 1.5 times or more is more than 10% or where interest coverage reshio is 1.5% or more
- Use total capital business profit rate that equity is 500 million yen or more, and more than 15% or net assets magnification stands out in capital-asset ratio 1.5 times or more is more than 5% or that interest coverage reshio is 1.0% or more
※Manager guarantee becomes needless.
Operating funds and funds for equipment
Promotion fund (manager guarantee-free exception)
|Accommodations||Less than 200 million yen (but in the cooperatives less than 400 million yen)|
|The rate of interest (annual interest)|
We shall be able to choose from fixed interest or variable rate.
Fixed interest: Less than 1.5% of less than one year
Less than 2.0% of less than three years more than one year
Less than 2.2% of less than five years more than three years
Less than 2.3% of less than seven years more than five years
Less than 2.5% more than seven years
Variable rate: Less than +0.7% of short-term prime rate (※ 1)
|Financing period||Operating funds: Less than seven years funds for equipment: Less than ten years|
(including deferment less than six months)
|Security||We put security as needed|
(※ 1) The prime rate is the most preferential interest rate when financial institution furnishes with less than one year and is different for a short term for each financial institution.
As for the application documents, please see page of application documents, style.