New coronavirus infectious disease (by receiving authorization of the medium and small-sized business credit insurance method, can receive guarantee of decision outside the standard of) which was affected and received authorization (authorization of safety net guarantee 5) based on regulations of medium and small-sized business credit insurance method Article 2 Paragraph 5 No. 5
※ Main authorized requirements of safety net guarantee 5
Performing business to belong to designated type of industry, and past sales amount for 3 months decreasing more than 5% from the year before.
(till, as period-like operational relaxation, we become able to calculate the latest sales amount for 3 months after February with latest one month
Even decrease in sales amount including possibility such as sales amount of the next two months for 3 months is possible. Example: It includes sales Takami of sales amount results +3 - April of February)
※ About authorization based on medium and small-sized business credit insurance method Article 2 Paragraph 5 No. 5,
Please see "about authorization for safety net guarantee".
Reference about certification application: 045-662-8931
Reference about system financing: 045-671-2592
Operating funds and funds for equipment (as for the refinancing, possible)
New coronavirus infectious disease measures special fund (sales 5% or more decrease type)
Less than 280 million yen (decision outside the standard of)
※Normal guarantee limit is decision outside the standard of, but with other safety net guarantees is added up.
|The rate of interest (annual interest)|
Less than 0.8% of less than one year
Less than 1.2% of less than three years more than one year
Less than 1.4% of less than five years more than three years
Less than 1.6% of less than ten years more than five years
Less than 2.0% more than ten years
|Financing period||Operating funds: Less than ten years funds for equipment: Less than 15 years|
(including deferment less than 24 months)
|Security||We put security as needed|
0.375% (after 0.1% discount application by association of Yokohama-shi credit guarantee 1/2 furtherance by Yokohama-shi)
As for the application documents, please see page of application documents, style.