Person (by receiving authorization of the medium and small-sized business credit insurance method, can receive guarantee of decision outside the standard of) who received authorization (authorization of safety net guarantee 4) based on regulations of medium and small-sized business credit insurance method Article 2 Paragraph 5 No. 4 about influence of new coronavirus infectious disease
※ Main authorized requirements of safety net guarantee 4
(1)Continuing in the appointed place area more than one year, and performing business.
(2)After having been affected by the disaster concerned due to outbreak of new coronavirus infectious disease, as a general rule, one-month sales amount compares recently in the same month in the previous year
It is anticipated that we decrease more than te 20% and sales amount including the next two months for 3 months decreases more than 20% in the previous year in comparison with the same month
※ About authorization based on medium and small-sized business credit insurance method Article 2 Paragraph 5 No. 4, please see the following pages.
About "authorization for safety net guarantee"
※ Designated period to affect medium and small-sized business credit insurance method Article 2 Paragraph 5 No. 4 becomes until September 1, 2020.
※About thing made among lease contracts to exchange with financial institution when we use this fund by January 31, 2021,
The stamp duty becomes tax-free. In addition, receive return of amount of money equivalent to the paid stamp amount of a tax when you have already paid the stamp duty
But, we can do it. For details, please ask the nearest tax office.
Reference about certification application: 045-662-8931
Reference about system financing: 045-671-2592
Operating funds and funds for equipment (as for the refinancing, possible)
New coronavirus infectious disease measures special fund (sales 20% or more decrease type)
Less than 280 million yen (decision outside the standard of)
※Normal guarantee limit is decision outside the standard of, but with other safety net guarantees is added up.
※In the case of refinancing, purpose for funds may not become decision outside the standard of by limitation in credit guarantee system. (note)
(note) when, from fund utilizing guarantor targeted for responsibility joint ownership system, refinance to this fund,
We cannot utilize safety net guarantee 4 to be out of responsibility joint ownership system.
(example： Refinancing from general guarantee to safety net guarantee 4)
In this case, in substitution for submission of authorized book of safety net guarantee 4, submission of "qualification report" of following Motoichi predetermined style is necessary. "Qualification report" (word: 42KB) (this style is not authorized application becoming decision outside the standard of.)
Person needing authorization look at "about authorization for safety net guarantee".)
|The rate of interest (annual interest)|
Less than 0.8% of less than one year
Less than 1.2% of less than three years more than one year
Less than 1.4% of less than five years more than three years
Less than 1.6% of less than ten years more than five years
Less than 2.0% more than ten years
|Financing period||Operating funds: Less than ten years funds for equipment: Less than 15 years|
(including deferment less than 24 months)
|Security||We put security as needed|
Yokohama-shi supports in full
As for the application documents, please see page of application documents, style.